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Preferred Vendors at Leo’s Landing

Preferred Vendors at Leo’s Landing

Preferred Vendors at Leo's Landing

JERRY SCOTT / CARDINAL FINANCIAL COMPANY

Loan Originator
NMLS #184049
 
CALL ME: 214-808-5321


LOCATION:
 
5055 W. Park Blvd Ste 300 Plano, TX 75093

Preferred Vendor for Leo’s Landing Financing

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet  their needs, and guide them every step of the way.

Program Highlights

Interest-only payments due during construction on drawn amounts only.
No re-qualification once construction is complete
Single closing reduces total costs

Financial Eligibility

Financing Options: Conventional, FHA, and VA
Maximum LTVs:
Conventional: 95%
FHA: 96.5%
VA: 100% not including VA funding fee
Minimum Qualifying Credit Scores:
Conventional: 700
FHA: 620
VA: 600

Eligible Terms

Conventional: Fixed-rate 15 and 30-year amortization
FHA: Fixed-rate 15 and 30-year amortization
VA: Fixed-rate 15 and 30-year amortization

Eligible Property Types

Conventional: 1-unit stick-built housing
FHA: 1 to 4-unit stick-built housing
VA: 1 to 4-unit stick-built housing

Preferred Vendors at Leo's Landing

STEPHANIE JOHNSTON / SERVICE FIRST MORTGAGE:
THE JOHNSTON TEAM

Loan Originator
NMLS #621637
 
CALL ME
Office: 214.567.2934
Call or Text: 214.329.1886

Preferred Vendor for Leo’s Landing Financing

Choosing Stephanie Johnston as your financing partner for constructing your new home at Leo’s Landing at Cedar Creek Lake is a strategic move. With her specialized expertise in land and construction financing within the luxury home market, Stephanie brings a wealth of knowledge and personalized service to the table. Beyond her professional experience, she’s personally invested in the second home and short-term rental market, boasting years of hands-on experience managing and marketing multiple properties. This dual perspective provides her with a deep understanding of how to best assist with selecting the right financing for your situation. Furthermore, Stephanie offers a variety of in-house product offerings tailored to qualify a wide range of buyer scenarios, ensuring a seamless and customized financing experience for every client.

 
Program Highlights

Get pre-qualified, view your progress, securely upload documents and message your Loan Officer.

Financial Eligibility

Calculate your estimated monthly payment
Securely scan & upload docs from your phone
Direct line of communication with your LO -- right inside the app!
Receive progress updates as each step of the process is completed

Process

• Developing a customized mortgage plan
• Finding a loan that makes sense financially
• Continuing to provide knowledge and answers to borrowers after closing

Construction Products Include:

Land Only Financing
Land + Construction Financing

- One Time Close & Two Time Close Options
- Interest only payments based on drawn amount during construction
- With a wide range of products available solutions include:

  • Owner Occupied
  • Second Home
  • Investment
  • Commercial Funding options closed in an LLC
  • Jumbo Financing for larger loan amounts
  • VA 0% Down financing
  • FHA 3.5% down financing
    Conventional 5% down financing

Approved Building Contractors at Leo's Landing

RUFFIN CUSTOM BUILDERS

About Us

Ruffin Construction is a premier, full-service construction company with a rich history of excellence since 1990. With an unwavering commitment to quality and customer satisfaction, Ruffin Construction offers a comprehensive range of services for their clients. 

CALL: 469-446-5090
LOCATION
Cedar Creek Reservoir, Texas, USA

About Us

Floor Plans & More specializes in luxury floor plans for for clients who are just getting started and have not decided on a builder. Our expertise has come from working in the construction business for years. TRUE experience equals REAL knowledge in this business.

CALL: 903-654-2832
LOCATION:
Cedar Creek Reservoir, Texas, USA

About Us

Weaver Excavating & Septic is Cedar Creek Lake’s premier full service excavating company, specializing in many types of commercial & residential excavating projects from commercial excavation, new subdivisions, residential dwellings, digging ponds, and tree removal.

CALL: 903-603-2200
LOCATION:
Weaver Excavating & Septic LLC, County Road 2922, Eustace, TX, USA

About Us

Elite Custom Luxury Homes commercial project’s include both new construction and repairs/restorations. Occupied and fully operational job sites are never a problem. And we can also plan, manage, and build multi-phase jobs. We offer an end-to-end client experience that includes seamless communication, budgeting, staffing, on-site organization, and solid, quality handiwork every time. 

LOCATION
Kilgore, TX, US, 75662